Investment Options
Conservative, Moderate, or Aggressive Tracks
Age-based options are professionally assembled using a mix of class assets and your money is automatically moved from one investment to another to match your needs as your child gets older.
- Fund composition:
- Stock
- Bond
- Short-term Reserves
Age-Based Tracks contain portfolios that are not available for individual purchase.
| As of 04/17/2024 | Average Annualized Performance As of 03/31/2024 | |||||||
|---|---|---|---|---|---|---|---|---|
| Investment Option | Unit Price | Year to date | 1 Year | 3 Year | 5 Year | 10 Year | Since Inception | |
| Vanguard 87.5% Stock / 12.5% Bond Portfolio |
$16.88 | 6.60% | 19.71% | 5.31% | 9.53% | N/A | 8.79% | |
| Vanguard 62.5% Stock / 37.5% Bond Portfolio |
$14.81 | 4.50% | 14.56% | 3.19% | 6.92% | N/A | 6.57% | |
| Vanguard 37.5% Stock / 62.5% Bond Portfolio |
$12.89 | 2.47% | 9.59% | .97% | 4.21% | N/A | 4.29% | |
| Vanguard 12.5% Stock / 87.5% Bond Portfolio |
$11.14 | .35% | 4.69% | -1.34% | 1.45% | N/A | 1.94% | |
| Vanguard 50% Bonds / 50% Short-Term Reserves Portfolio |
$11.00 | .18% | 2.69% | .21% | 1.30% | N/A | 1.51% | |
| Vanguard 25% Bonds / 75% Short-Term Reserves Portfolio |
$11.15 | .45% | 2.76% | 1.00% | 1.59% | N/A | 1.67% | |
Vanguard is a registered trademark of The Vanguard Group, Inc.
Individual Investment Options
Want a more hands-on approach to investing? Design and manage your own investment strategy with individual portfolios. Choose a portfolio name to view standardized returns.
| Average Annualized Performance As of 02/23/2024 | ||||||||
|---|---|---|---|---|---|---|---|---|
| Investment Option | 1 Year | 3 Year | 5 Year | 10 Year | Since Inception | Inception Date | ||
| Federally-Insured Deposit Account (from SECU) |
1.85% | .94% | 1.34% | 1.45% | 1.58% | 2010-04-12 | ||
Current interest rate is 2.75% / APY 2.79%4; interest is compounded daily and paid monthly. Federally insured by National Credit Union Administration (“NCUA”)
| As of 04/17/2024 | Average Annualized Performance As of 03/31/2024 | |||||||
|---|---|---|---|---|---|---|---|---|
| Investment Option | Unit Price | Year to date | 1 Year | 3 Year | 5 Year | 10 Year | Since Inception | |
| Vanguard Aggressive Growth Portfolio |
$33.09 | 7.65% | 22.32% | 6.33% | 10.77% | 9.12% | 10.51% | |
| Vanguard Growth Portfolio | $26.21 | 5.54% | 17.11% | 4.25% | 8.23% | 7.34% | 8.40% | |
| Vanguard Moderate Growth Portfolio |
$20.43 | 3.48% | 12.06% | 2.11% | 5.61% | 5.46% | 6.19% | |
| Vanguard Conservative Growth Portfolio |
$15.62 | 1.46% | 7.16% | -.17% | 2.85% | 3.45% | 3.86% | |
| Vanguard Income Portfolio | $11.78 | .00% | 2.77% | -.55% | 1.04% | 1.52% | 1.40% | |
| Vanguard Interest Accumulation Portfolio |
$11.35 | .71% | 2.62% | 1.77% | 1.86% | N/A | 1.57% | |
| Vanguard Total Stock Market Index Portfolio |
$45.66 | 9.95% | 29.06% | 9.37% | 13.96% | 11.99% | 13.45% | |
| Vanguard Total International Stock Index Portfolio |
$17.88 | 4.26% | 12.72% | 1.65% | 5.90% | 4.19% | 5.13% | |
| Vanguard Total Bond Market Index Portfolio |
$11.59 | -.84% | 1.37% | -2.69% | .10% | 1.23% | 1.36% | |
The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate, so, that investors' shares, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.
Detailed information on each investment option is available in the Program Description and should be reviewed in full before you decide. Consider each option before deciding which one(s) fit your time frame, savings objectives, and risk tolerance.
Vanguard is a registered trademark of The Vanguard Group, Inc.
1 The Federally-Insured Deposit Account Investment Option has a fixed price per unit set at $1.00.
2 Net of fees (administrative and fund expense ratio fees are deducted from fund performance).
3 The Program Administrator fee (no more than 0.25% annually) for the Federally-Insured Deposit Account is calculated on the daily balance, with fractional portions rounded to the nearest whole penny, and deducted directly from the Participant Accounts monthly.
4 Quoted rates and annual percentage yields ("APY") for the Federally-Insured Deposit Account are the most current as provided by the State Employees' Credit Union. Rate and APY subject to change daily.